Homeowner’s Insurance Cattaraugus County, Olean, Western New York State
Smart Coverage for New York Homeowners
For most, a home represents the largest financial investment you’ll ever make. Having the right insurance in place does so much more than replace the structure following a loss. Homeowners insurance can make sure your family has somewhere to stay while your home is being repaired or replaced. It can cover additional expenses you may occur as a result of your loss. It can also protect you against certain liability exposures. The professionals at Hedley Brook Agency take the time to carefully assess your risks, ensuring you receive the best possible coverage tailored to your needs.
Don’t settle for a policy…get the right homeowners policy with Hedley Brook Agency
We work for YOU
Hedley Brook Agency is an Independent Insurance Agency. This means we work with multiple insurance companies to provide a variety of options that meet your needs. We know that no single insurance company can be the solution for everyone. As an Independent Insurance Agency, Hedley Brook has developed an understanding of the differences between carriers. We know which companies offer better options for specific coverage. Some companies offer better rates for renters insurance while others may give stronger multi-policy discounts. We put it all together to make sure you get the best possible coverage for you.
Are you sure you’re covered?
Having a homeowner’s insurance policy doesn’t necessarily mean you have the coverage you need. Unfortunately, too many individuals don’t inquire about specific standard policy limits that are built into virtually every policy. Personal items such as jewelry, fine art, cash, collectibles and many other belongings are only covered up to set policy limits…or even excluded from coverage.
This is another reason a needs assessment is so very important. Hedley Brook Agency wants you to know that you’re adequately covered before a loss occurs. Don’t assume anything: make sure you have the coverage you need to replace your personal belongings. Contact Hedley Brook Agency today.
Rent or own, we’ve got you covered.
Here’s something every renter should know: your landlord’s insurance does NOT cover your personal belongings. He or she has insurance that covers only what they own: the building. Since they don’t own your belongings, they can’t insure them. Whether you’re renting an apartment in a multi-unit complex or a single-family home, you want to make sure you have a renter’s policy in place. Hedley Brook Agency can show you a variety of options to protect what you own and provide peace of mind whether you rent or own your home.
One Agency for all your Insurance Needs
Having Hedley Brook Agency handle all your insurance needs makes sense…and saves you dollars. Many of our top-rated insurance companies offer multi-policy discounts and we’ll help you realize every qualified discount. By dealing with one agency your Hedley Brook agent can assess your overall risk and suggest ways to improve your protection, trim costs and reduce liability. We get the whole picture, not just a piece of the puzzle.
Hedley Brook Agency offers homeowner’s insurance options that include:
- Rental property
- Mobile Homes
- Vacant Homes
- Homes under construction
- Fire Policies
- Personal Watercraft
- Additional riders for Jewelry, artwork, etc.
- Multi Policy Discounts are available